"Patty and her team are the greatest of all time. I will shout out and refer Patty and her team to everyone and on every social media account I know and have."

"Quick, professional, and exceeded expectations"

"Patty was incredible to work with. She was on top of timelines and communicative throughout the process!"

"Smooth transaction despite the fact we were relocating from the east coast. Thanks!"

"The loan team was very helpful and responsive when it came to our questions. We usually had an answer shortly after asking which is great turnaround"

"Patty was prompt to respond when we had questions."

"Patty went above & way beyond to make sure our mortgage needs were met. My entire family is so grateful for her help in getting us moved closer to each other. She’s THE BEST!!! In fact the whole team is kind, helpful & professional. It was such a good experience. Thank you all!!!!"

"We had given up on buying a house to be closer to my wife’s terminally ill father. And Patty was working with us and when we told her we were going to have to give up because we couldn’t make it work she didn’t stop and she figured out a way for us to be able to do it thank you so much Patty to you and your staff"

"This was my first home everything was awsome."

"Patty, has been a pleasure to work with through out the entire loan process. Her and team members are outstanding to work with, and committed to delivering world class experience with clients. Denise, and I would highly recommend Patty, and her team got all your home loan needs. Harold"

"It would have been better if you all were more organized. There were too many people working on the same things. Being asked for things that were already submitted drove me/us crazy. Where did all of our information go? Being thorough is definitely not one of Thrive’s strong points. Trusting Thrive became a big concern as the process went on. I suggest all people involved with processing the loan to get on the same page - communicate, become aware of detail, & quit making so many mistakes. I would not refer anyone to Thrive."

"Easy communication, knowledgeable on all options, and an overall easy experience."

"The incredibly quick and communicative service!!"

"The Thrive team helping through the whole process."

"Not asking for information the already had on file."

"The process and communication through out was great!"

"Great Service. Thank you so much for your Home to Home loan. Wouldn’t have been able to purchase our house without it"

"The communication skills and partnership is like none other"

"Patty and her team was always very responsive many times they called us before we called them. Patty ensured that our we were informed at every step in the process it was her teams quick thinking that allowed us to lock in our rate saving us thousands of dollars. This was over a two-year process and her team never tired of us and we were able to close on our new home in 2022!"

"Patty and her team was always very responsive many times they called us before we called them. Patty ensured that our we were informed at every step in the process it was her teams quick thinking that allowed us to lock in our rate saving us thousands of dollars. This was over a two-year process and her team never tired of us and we were able to close on our new home in 2022!"

"You took the time to personally take my calls"

"Promised a 17 day closing to "Win" on Multiple Offers. Had Clear to Close 7 days early!!"

"Everything!"

"Patty and her Loan Designer Team are truly exceptional! Great communication, EXPERT advice and fantastic follow-up resulted in a quick and problem-free closing. What more can you ask for from your loan officer? Our deal is done and we couldn't be happier! Call Patty now if you are about to buy or build a home. You will be glad you did. We are!! Andy and Anita"

"The deal closed!"

"No answer, just good"

"Patty and her team was simply AMAZING. From getting me into my home and being INFORMATIVE & TRUSTWORTHY during the whole process. I even tried to help my family member who was with another company but Patty realized she didn’t have a better offer/interest rate because she DIDN’T lock in like I did and told them the HONEST truth. If I had to go through this whole process again it’ll definitely be with Patty and her team. Thanks again for all the help and team work each of you all put in. Take it from me having a horrible realtor but an awesome lender."

"I have had 2 home purchases and 1 refinance in the past and all of those experiences were so frustrating because it is such a difficult process (and each time I vowed NEVER to do it again). BUT that wasn't the case with Patty and her team. I am not exagerating when I say she made the process so much easier. Even when we had snags (which all cases realistically have) they were so smoothly handled. Even my realitor who was hesitant to work with a mortgage broker she was unfamiliar with, said that Patty was one of the best, especially in communication and promptness. I am proud to say that now Patty is on my realtor's list of preferred brokers to work with (I feel like I made a "love connection." lol.) I feel blessed that I found her and will be happy to refer others to use Patty as well; so they too can experience such a painless home buying process."

"Very helpful and made the process very easy and understanding."

"Not only did Patty excel in product knowledge, she excelled in communications. Such a delight! All of the answers came before the question. Amazing! Thank You, Patty, for an excellent job. I look forward to working with you in the future!"

"Better communication with all involved. I feel this took longer than it should and that communication was part of the problem in the time frame to get this done."

"She has worked now on two loans for us….no complaints!"

"It was great working with Divina , she was very helpful. Also Patty helping us with lock in rate was awesome."

"My clients had the opportunity to submit an offer without being contingent and eventually get the house they wanted."

"Fast and communicative process. Thank you"

"Great communication!"

"Loved that Patty was ON it! She always responded even if she couldn’t talk then she responded."

"The experience was outstanding from beginning to end. I was also informed about where we were in the process and what the next steps would be. I have absolutely no complaints and would love to work with Patty again!"

"Made the process very easy. Anytime we had a question we got a response and help."

"Over all pleasant but would like to see documtation & communication can be simplified"

"You guys make everything fast and with amazing rates. So thank you very much for everything."

"Patty worked with us on a very late notice and made the experience very pleasant. Patty and her team took care of our new house purchaseand made it seamless so we could focus on other things. Definitely recommended"

"Excellent service. Patty is outstanding."

"You and your team were great to work with and were very diligent and accommodating in working through all the last minute changes we had. Thanks for all your help in seeing the process through from start to finish!"

"The front end of the process is awesome. the website is great. uploading documents was nice. Receiving emails from Patty as things progressed was awesome. It was the last day. We had been clear to close with congradulation email a week before and the very last couple days was unnecessary. I felt staff was struggling to understand documents. It was unnerving. If we could delete the last couple days it would have been 5 star. Patty is available at all times for anyone. She deserves 10 stars."

"Yes they got it done and communicated with client. My client was happy with everything."

"Patty was very thorough with our buyers to design a loan that met their needs. Certainly not a one size fits all lender. She was able to guide our clients into a perfect loan with competitive rates. I will refer her again!"

"Patty advised us to lock th einterest rates. Even if it costed me extra money initially, it was worth doing as interest rates have gone up at the time of closure. Patty's information videos on the different phases of mortgage process were quite helpful for both of us. Patty was always available to answer any questions promptly during the loan application and approval process. Kudos to Patty and her team. You guys rock!"

"No hassles and no surprises."

"Very efficient communication."

"Lots of communication, always knowing where we were in the process"

"Speed, communication, follow through, and attention to details."

"Patty is unrelenting in her pursuit of delivering the highest possible outcome for her buyers. She is always available, a great communicator and a great lender to partner with. She provided terms for my buyer that allowed us to stand out against the competition and get our offer accepted among multiple offers. Can't say enough great things about Patty!"

"If it can be done....Patty Newby can get it done!"

"Great Follow thru and it was the most painless mortgage I’ve ever gotten."

"Did a great job closing on time. We were repeatedly asked for documents we previously provided and uploaded to the system and dealing with like 5 people in the course of the loan funding was excessive. Had to follow up on questions in the last week about the final closing process etc, if we cc'd Patty in an email her staff removed her before replying but we only cc'd because previous non responsiveness."

"Patty was very responsive and knowledgeable with our needs. She was also able to get answers and responses from my builder that I was having difficulties getting answers and communications from. Such as approximate closing dates"

"Professional"

"The process was fast, easy to understand. The web portal and app were amazing! Uploading documents was a breeze."

"It was ok because the team worked really hard to close in a short period of time, which I very much appreciated. The parts about the service that were less than ideal. 1.) I was told I was being locked into a particular rate and I didn’t receive that rate 2.)I was told the company had a particular loan type for physician and it turns out that the company didn’t have it 3.) when I was asked why I wasn’t able to get the physician loan I was given a superfluous response and when I asked why I didn’t get the rate I was previously locked into- The response I received was that I better be lucky I got locked into the rate I received- so my early experience was less than idea. 4.) two days to closing,I asked for an update on where things are and if we would be able to close- I received a number of youtube videos that were not beneficial. Overall, I’m really happy with the turn around time, but the communication was poor."

"Everything was nice and smooth! Great supportive team!"

"Knowledge, options, communications, explanations, help with the listing agent."

"Great experience. Will definitely recommend Patty and her team again!!"

"Plenty of good communication and advised from Patty and the entire team. We are very grateful!!!! Thank You Patty!!!!"

"Customer Service"

"Patty 's team is working hard to help me getting the loan that I need. They are very helpful in giving advise to choose the right loan . I definitely recommend their services to others"

"Very professional and kind"

"Zach and Patty’s knowledge and responsiveness during the home buying process was impeccable. Their quickness in execution allowed us to make our offer as competitive as possible and beat out other buyers in this white-hot sellers’ market."

"Very effective team, always had answers and guidance for me! Would recommend to any friends and family that need mortgage services!"

"Everyone was very friendly and kind."

"Knowledgeable staff"

"Patty’s communication with us!"

"Extremely helpful and patient throughout a pretty in-depth process. Would absolutely do more business with the team."

"The staff was awesome and very helpful. Had an issue with one person but still had a great experience."

"Communication"

"I enjoyed the high level of communication and its frequency."

"Very professional and straightforword."

"Patty and her team were very supportive and responsive throughout the whole experience. They made the process easy and were quick to address any questions or concerns that we had along the way. We would definitely recommend her and her team to anyone needing their expertise."

"Great communication from your team. :)"

"Quick responses to questions."

"She kept my Team and my clients informed throughout the entire process."

"Great job!"

"The communication from Patty and her entire team was fantastic and high responsive. The process of collecting documents, uploading and clarifying what was requested, and knowing exactly where we were in the process made the purchase of our home very easy. This was our 6th home purchase and by far, the less stressful."

"The team is incredibly responsive, helpful, attentive, and friendly. They were quick to respond on any question that I had, and played a key role in helping us close on our dream property! They went the extra mile for me and my family and I can’t thank them enough!"

"Patty and her Thrive Mortgage Team are outstanding partners to have in the real estate world. She is true to her word and helps to put together a great package so we can win those offers! Thank you for your hard work and staying true to your word."

"Patty and her team go above and beyond to help us put together a great offer for my client's homes. We have quick approvals, great products, and quick closes that actually happen on time! Thank you so much for your hard work and support!"

"It was amazing, you all made everything so easy."

"Loved the accessibility to the team, especially on weekends and evenings. Appreciate Patty calling the listing agent to vouch for my clients. The transactions was super smooth with a clear to close days before closing. - Thank your!"

"Y’all made it so easy to buy a house. I really enjoyed the app feature of being able to upload my documents."

"The amount of hands in the transaction and the last minutes findings on multiple occasions made things more stressful than anticipated"

"A very long drawn out process due to Builder Delays, but closed on time once it was ready, and quick funding."

"The fast closing time, and your team being there whenever we had any questions, stellar performance for a 2 week close."

"Such energy! Patty was extremely prompt and a pleasure to work with."

"Your team was with us every step if the way."

"Patty, Was with us every step of the way and always checked in even through our family emergency situation she put us first before the house she is an amazing person!"

"Patty and her team had thorough communication every step of the way. Always available for any questions we had. Very friendly and knowledgeable."

"Everyone on the team was very helpful and quick to reply when i had questions of any sort"

"Had a couple emails go unanswered which lead to closing date confusion and information/documents that were not gotten on time."

"Everything was great. Two things I’d reccomend. 1. Having a chain email wasn’t very efficient I would have preferred to have it all uploaded to the portal. 2. Getting my CD one hour before the banks close the day before closing really stressed me out. If those were corrected it would have went from great to excellent."

"Easy, convenient, and Great communication"

"Patty was easily reached through calls or e-mail and offered great advice through the home buying experience. The best thing about it was the extended rate lock!"

"Excellent communication throughout the entire process!"

"They were more like my family. I knew they had my best interest at heart. I can’t thank them enough for helping me bring my dream home to life."

"We really appreciated the advice that we were given throughout the process. Patty always made us feel as though she was looking out for our best interests. This is a very unusual time to build/purchase a home and she went out of her way to make the process as easy and uncomplicated as she could!"

"The professionalism, and attention to detail."

"I had lots and lots of questions and Patty and her team answered every single one for me and not mention got me an unheard of interest rate thank you so much!"

"Communication"

"Patty and here team where beyond helpful and so easy to work with. They made refinancing so easy and painless. They are a great group of people to work with."

"Continual updates, explaining process and status of loan process. Our home builder, Pulte, had the highest praise for working with Patty - said it was amazing in coordination with our sales agent rep."

"Thank you thrive mortgage for helping me and my family in our first home"

"Helpful and friendly people who never gave up on us!"

"Great communication and service"

"Fantastic team of professionals! Everyone was great! Special thanks to Patty, Sean, and Mark, and Melanie! Very assessable and were timely on communications, call backs, and questions. I felt like the team worked 24/7 for our account."

"The experience was smooth and amazing due to the team. Everyone is so helpful and very professional in every way. The team as a whole is top notch. I want to give a shout out Melanie Villarreal for her patients, eagerness to make the experience delightful, knowledge of the process, and expertise."

"Love the app and the communication via email."

"Very kind & professional customer service."

"Communication was the key"

"Fast and respectful responses to inquiries. There are so many questions when buying a home and getting answers that make sense in a timely manner make a big difference. Patty and her team gave the perception that they stopped whatever they were doing to ensure our needs were met."

"Y'all were really helpful in getting everything done and reached out to the other realtor, helping us get our house!"

"Detailed information, quick responses, open and no hidden information"

"Whole process was fairly easy. Patty and her team found good loan options to meet my needs."

"Brian McClure hands down is the best!! Very knowledgeable, very understanding and his patience is awesome!"

"We are happy overall, but we did feel like our details/numbers kept gettin lost in the shuffle over the 2 months."

"Everything was just so straightforward and easy to complete! Great communication throughout the process. Thanks so much!"

"The entire process was very smooth. I got the right advice on every steps. The system to upload the documents and follow up on status was simple to use. Patty was available for consultation on weekends and odd hours when we needed her to make decisions. The entire team I interacted with Roshan, Mark and Sara were all very pleasant and full of important information.Above all the closing process was very fast, only 21 days, and they keep me informed every step of the way. I'll use them again!! Thanks Patty!!"

"The entire process was very smooth. I got the right advice on every steps. The system to upload the documents and follow up on status was simple to use. Patty was available for consultation on weekends and odd hours when we needed her to make decisions. The entire team I interacted with Roshan, Mark and Sara were all very pleasant and full of important information. Above all the closing process was very fast, only 21 days, and they keep me informed every step of the way. I'll use them again!!"

"Too many emails with faceless individuals."

"Did a great job communicating and very time sensitive. These are the attributes that can make or break your deal."

"File closed on time with no issues. Funded quickly at closing."

"This is my first home loan and Thrive helped me complete each step with patience and grace. Each person that contacted me was friendly, personable, and explained and answered any questions I had. I had many, many questions. I must have emailed, texted, or called a hundred times with a question or confusion. Thrive made a possibly very stressful process much less stressful. I would highly recommend any friends or family looking for a loan to use Thrive. Answered prayer!"

"Overall my experience was great as each individual I dealt with was more than helpful and extremely knowledgeable. That said, I did find that there were so many different people I was dealing with between Mortgage, Title, etc, that it seemed like information was not always shared among those that needed it. For me, that part got a bit confusing. Calling out Irma and Mark for going above and beyond! Thank you"

"Patty and her team have made everything really easy through the process. I'd highly recommend them."

"Thank you for pushing so hard for my clients! #TatyMarieSellsDFW"

"I loved the user friendly App that made it simple to upload documents from my phone or laptop. Zack was great to work with by listening to my goals, questions and working to make it happen. The entire team was amazing."

"Everyone at Thrive Mortgage was patient and always willing to answer questions concerning the process. Calls and concerns were always addressed in a timely manner. This is my second time to use Thrive Mortgage. I would definitely consider using them again if the need arises again."

"You helped me understand what was going on the entire process"

"Patty Newby was very helpful in putting our construction loan together. She is always very responsive to my many questions and keeps the process moving along. I would highly recommend Thrive Mortgage."

"Patty Newby helped us maneuver through the construction loan process, which was new for us. She was always available to answer all of our many questions. We’re extremely happy with the service we received, and would highly recommend Thrive Mortgage to anyone."

"Great job"

"When we built our home Thrive Mortgage assisted us with the loan. That experience was great!! When they contacted us informing us about the current interest rates there was no hesitation as we knew they would make the process so easy and smooth. We appreciate the timely responses and updates. It is always a pleasure doing business with them."

"Thrive is very good about keeping you in formed about every step of the loan process. Patty and team also will take the time out prior to starting the loan process to educate you on where the market is in regards to interest rates and advise you on the best option for you. Thanks Patty Newby!"

"Very impressed with the initial call from Patty introducing herself and her clients to me, the listing agent. The level of communication throughout the entire process was greatly appreciated and the closing was quick and easy. I will definitely recommend my future buyers to Patty, she was awesome!"

"Patty and her team offer Great Communication and Follow Up. Never leaves you wondering or guessing as to things They take the pressure of buying a house off of your back as they have your back!"

"The transparency, guidance, knowledgeable and friendly staff, and user friendly mobile app made this such a smooth process for my husband and I. Thank you to everyone at Thrive, but especially Patty Newby."

"Everyone from the LoanDesigner team was amazing and our closing went very quickly and smoothly. Special thanks to Patty for quickly responding to any questions we had."

"Very good job of helping someone whose income was affected by COVID get into position to purchase a home at the first possible opportunity. Closed on time and happy Buyers (and their agent)."

"Great communication and really fight for their clients!"

"TheLoanDesigner Team was a pleasure to work with!"

"Patty and her entire team were awesome from beginning to end. This is the third home we have purchased and absolutely the smoothest transaction yet! Patty was very thorough when explaining all our options and providing links with video to back it up. Patty and her team kept us updated on the status of our loan through the process as well. They were just great overall!"

"Very personal and friendly!! MORE that willing to get the job done right and super fast!!"

"Patty and her Team made the process a simple one by always being available to answer any question and transparent on the nuances other lenders may glaze over. Patty went out of her way to instill confidence in we as buyers and would recommend to any interested parties."

"I loved that I kept getting updates about my refi. That helped with the anxiety of this process. The team was always available to answer any questions or concerns I had. Shawn and Irma rock. Thank you."

"Patty Newby made me feel comfortable from her initial introduction. The team walked me through the numbers several times and was pleasantly professional every time. I had a few sellers tell me that Patty presented my family very well and as strong buyers. I believe that blessings come from above. I also believe that we would not have the our house without Patty Newby and the team helping us step by step. A big thank you again Team DeBerry"

"The Loan Designer Team was very thorough and attentive to our personal situation. They made the process simple and stress free! What a great team of experienced people to take us through this journey."

"Great experience and kept updated during the process. The team works fantastic together and made themselves available for all of my questions and concerns. I would highly recommend Thrive and team members in the future. Thanks you so much Patty, Irma, Christina and Mark."

"Patty and her team are the best partners your could ever ask for in this crazy real estate market. She even went to far as to call the listing agent personally to assure them about the buyer's qualifications and that small act sealed the deal. Of all the offers, Patty was the only lender who reached out pro-actively to the listing agent. She and her team are the best."

"Patty is always great!"

"Great people - Great process!"

"Fast, efficient, accurate"

"The Whole Team was very help!"

"Lacks in honesty, communication, listening skills. Between my spouse and I, they pulled 14 hard credit pulls in a total of 6 months. They are holding our first mortgage payment to our new servicer. Do not use them for new construction loans."

"It felt like there were too many moving parts. Too many members of the team working with us that it seems information did not always travel appropriately or all the way. There were several times I had to reach out to get updates on something that I found in an email that no one had discussed with us. Other than that, everyone was always polite and courteous."

"We joined the exodus out of California into Texas. Moving out of state is quite the undertaking because we did not know anyone. We are “private clients” of a large bank but when the loan officer saw that my husband is self-employed, he hemmed and hawed so I decided we were going to take our business elsewhere. Thanks to previous reviews from other clients, we found Thrive Mortgage. We couldn’t be happier with the whole process. Kudos to Patty and her team for a smooth and seamless transaction!"

"Very good customer service, couple small issues, but handled professionally. I'd use again."

"Patty and her team are wonderful! They were there every step of the way to make sure all the clients questions were answered. Great experience!"

"The step-by-step communication and professional but so friendly approach to home buying."

"Patty was exceptional. Organized, knowledgeable, fast, efficient....loved every bit of my experience with her!"

"Everything. The contact to let me know I had opportunity to refinance my current mortgage with better rate and conditions. The process to collect all documents needed until the closing."

"This is my second home-buying experience with Patty and her team, and it's been as superlative as my first. They make a stressful time uncomplicated, and their communication makes my part of the process so easy. I highly recommend them, and I'm grateful for their efforts on my behalf."

"Professional and experienced individuals that helped us with our loan process, thanks!"

"Everything went very smooth"

"Everyone was a pleasure to work with."

"Patty and her team are Amazing! They are so knowledgeable and professional. The whole experience was very easy. Love the app!!"

"It seemed after the initial telephone meeting with Pattie, that’s where the communication pretty much ended. We have purchased several homes in the past and always had very good communication between the lenders and us. Not so much this time. We locked our rate too soon so we had to go back and do an extension which costed more. The CD had to be reworked several times as it did not correctly reflect our earnest monies and other costs we paid. It was finally correct and we closed."

"Going above and beyond to make sure everything was a smooth transition."

"I worked with Brian McClure and he was fantastic! He was on top of everything and kept me informed without overwhelming me. He also was great at keeping me calm during the stressful times. I would 100% work with him again!"

"The underwriter on this loan was absolutely absurd!! I understand needing information on me but for a week and a half it was something everyday! Make an all inclusive list and give it to the applicant at one time. I’ll never get in that position again!! And then ask for something my broker could not furnish! Unbelievable!!"

"The process was simple and quick! The Online Loan Tracker was super helpful and the ability to load all documents rather than email was also a huge benefit. Every staff member that helped was professional and quick to respond. Thank you!"

"Very simple process, good system to load the documents they needed from me, and got it closed at the first opportunity."

"Good customer service. Very knowledgeable on what best rates and loan for my needs"

"It was a nice experience getting a new house and everybody made it easy for us to get it. They worked very quick and we felt like we were getting the best treatment with this company. Thank you all for your dedicated attention you give us."

"Patty and her team are exceptional!"

"This team did an amazing job getting me what I needed most in the quickest way possible. Each demand was met and each question was answered!"

"Great job!"

"The loan designer team at Thrive Mortgage was outstanding. They did an awesome job throughout the whole process."

"Everyone involved were easy to work with and acted like me and my business was important to them!"

"The fast response to questions asked on email. Also the ability to talk to the loan design team when I had questions."

"Patty and her team has been extraordinary from start to finish... very smooth and simple process and she explained everything in detail .."

"Patty and her team at Thrive Mortgage truly went above and beyond to fund our loan.  My situation was very unique and she was able to meet and exceed the requirements given to her for us to obtain our loan.  She was thorough and very dedicated to funding our loan.  Putting trust into her team for your decision for obtaining a mortgage is where she and the team exceed.  I highly recommend her team for first time, and even experienced home buyers.  The steps in the process are clearly laid out, an"

"The lack of communication was a huge problem. It seemed as if the employees weren’t communicating with each other. Getting straight forward information was difficult. It took months for us to close. The entire process was extremely frustrating and disappointing. We will not be recommending Thrive to any of our friends or family."

"Great team to work with!"

"They did a great job. We are difficult and they did a good job walking us thru the refi."

"Very thorough communication. Great assistance with keeping things organized. The smoothest real estate loan transaction we've ever done."

"We had a great experience through the refinance process!"

"Reliable, efficient, prompt, friendly, accurate, polite, excellent follow up, informative. Best mortgage experience I have had in 50 years. I can not recommend this company and staff enough. You will be short changed if you go with any other mortgage company."

"Easy Process"

"The entire team was a pleasure to work with! They made the process easy and were super accommodating! I highly recommended Thrive Mortgage!"

""

"Very good guidance and communication, made everything easy for us. Thanks!"

"Regular updates about the status of loan and quick responses. Thank you!"

"Getting with my clients in a timely manner was what was important to me!! Thank you for all of your hard work. Your team was great!!"

"They did a great job, very impressed!"

"The Loan Designer team did a fantastic job of communicating and completing our refinance. This is truly a TEAM. We worked with multiple people in a clearly communicated way. The handoffs that occurred in the various stages of the refinance were seamless, meant to expedite the process and each team member was professional and expertly completed their portion. Many thanks to all who helped us! It's such a pleasant feeling to be refinanced at a lower rate!"

"I have never closed on a home and not had keys. No one could tell me specifically, who was working it, what needed to be done, and when I would get keys. I set in your parking lot re-arraigning my moving day waiting on "someone" to do "something". If I had known keys would not have been available I would have planned accordingly... just a last minute stress bomb and clearly no empathy or anyone willing to say "I'm working this for you"... Great service until I signed the last paperwork."

"Fast results!"

"This is the third time Patty and her team have been helping us with our mortgage and once again they have done a great job. Despite all the obstacles due to Covid, Patty was able to refinance our house and save us a significant amount of money. I highly recommend you contact her if you are looking to buy or refinance your house."

"Very helpful during the entire process."

"The “Team” approach may work for some people but we prefer having a single contact person. It seemed to slow things down and confused things. I understand that actions were taken to “fix” part of the problem and your company did what was necessary to close the deal at the end. Three months was just a very long time to close considering our stability, credit score, prompt responses to requests. Patty and Mark were very responsive."

"Patty and her whole team were great to work with from beginning to end. My questions were answered quickly during the whole process. I would happily use them again!"

""

"We were kept informed on the status of the loan and it closed on time."

"Good experience and would and already have recommended to friends and familly."

"Experience made the difference. I want to be careful with my money and informed about it. Really thought the team excelled in covering the bases and raising my peace of mind."

"Ms. Patty and her team went above and beyond from our initial phone call. Ms. Patty immediately ask why I was selling my home that I owned for 15 years. I explained to Ms. Patty my daughter’s disabilities and breaking her leg on the stairs. I explained the importance of moving to a one story and Ms. Patty said “I will get it done.” Needless to say we immediately received videos, feedback from our application, calls and weekly contact from the Thrive team!!! Great service Team Newby!!!!"

"Awesome follow up and communication throughout the whole process!"

"We needed a quick pre-approval letter on a home we wanted to make an offer on, late Friday evening. We phoned Patty and she helped get the wheels in motion and by early Saturday morning she had us and our Realtor the pre-approval letter that helped us secure our home. Thanks Patty for all your help during the process. Mark & Doris"

"Patty and the team walked us through every step of the loan, which made the process easier to manage. Wonderful people on her team."

"Patty and her team went above and beyond our expectations. The team worked around the clock to get us to closing earlier than we were scheduled. We couldn’t be more thankful or pleased with Patty and their team!"

"TheLoanDesigner Team were fantastic! They answered all our questions at each step of the process. They usually answered their phone in person or called back in a timely manner. That is very important to me. Great customer service!!"

"I have owned 7 houses.This was by far the smoothest and seemless path with a mortgage company."

"Excellent service."

"Patty Newby is a dirty LIAR who repeatedly tried to cheat us. She said we locked into a high interest rate that we never did. She sent a disclosure saying we requested 9K be added to our loan, which we did not. Her boss had to fix these and other issues. I confronted her about one of her many lies and she raised her voice like a lunatic and hung up on me. She has no conscience as evidenced by her disrespect and conniving ways. Patty, you are a filthy scoundrel who should be ashamed of yourself."

"Patty and her team are the most unprofessional and incompetent lending team my family has ever used. We were hung up on when we tried to ask in depth questions. We were border line extorted when they told us we would owe over $5,000 dollars to switch lenders that beat their rates. Not a single disclosure we were sent to sign was correct. On multiple occasion our rates and fees would increase with no excuses. We finally had to get supervisors involved in order to complete our loan funding."

"Great Customer service"

"Thrive did great!"

"Patty and her team at Thrive are amazing. From the first day to closing, they made the entire process easy and stress free. No other lender could compare to the rates they were able to give us. highly recommend!!"

"Patty is a consummate professional. I have used the same broker for years and was very satisfied with him, but Patty was so great to work with that I will bring all future business to her. It was not only easy to complete the loan, but she gave me great advice along the way."

"Patty and her team stayed on top of things and kept us informed. Whenever we had questions and concerns they were there to answer them, and if they didn't have the answers, they got in touch with those who could. Extremely polite, courteous, and professional. Amazing team and I highly recommend them."

"Easy process, the Thrive team did all of the heavy lifting. The process was fast, efficient and comfortable."

"After the client kept going back and forth on the type of loan program she wanted, she finally decided and they were able to still close on time!"

"Great team. Very knowledgeable, fast service...,overall great team"

"Thank you for your guidance and support."

"Better information on the closing costs."

"Fast, simple, minimal contact."

"Patty did a great job"

"Knowledge of the process. Availability when needed. Great customer service."

"The people at LoanDesigner are friendly and work hard for you. My experience overall wasn't great due to confusing instructions and changing requirements. But the effort by the team was strong and goals of the team were always to help me and find the best deal for m."

"Patty and her team were extremely responsive during all phases of the loan process. The communication was amazing...not once did I have to reach out for information! I would highly recommend Thrive Mortgage and Patty’s team if you are contemplating a home purchase."

"I researched several mortgage lenders before finding Patty. None of the other lenders could offer the rates and experience that Patty and her team were able to...not even the big banks. Patty made the process smooth and was sure to explain every step of the process. We were able to close in less than 30 days. I highly recommend Patty and her team. They are super knowledgable, friendly, and have a genuine interest in helping people!"

"I researched several mortgage lenders before finding Patty. None of the other lenders could offer the rates and experience that Patty and her team were able to...not even the big banks. Patty made the process smooth and was sure to explain every step of the process. We were able to close in less than 30 days. I highly recommend Patty and her team. They are super knowledgable, friendly, and have a genuine interest in helping people!"

"Responsive, friendly, knowledgable, a pleasure to work with."

"Patty and her team know their business and they know people. My wife and I started the process late, but Patty still made sure everything got done on time, and we knew exactly what was going on. Patty keeps you updated every step of the way. Her team is fast, professional, and enjoyable to work with."

"Team Thrive made my refi go smoothly. They're well organized, communication between the team and client was excellent - this company runs like a well oiled machine with heart!"

"Friendly service and quick responses to emails and calls."

"Always available to help answer questions. The team always kept us in the loop."

"Friendly and quick service. I was always able to reach someone when I called and replied to emails were very prompt."

"This was the first time I have had a client use Thrive Mortgage as their lender. The overall experience was good. Thank you!"

"Patty and her team have done a wonderful job for me. From the beginning they had their act together and that continued through the fast efficient process to a successful end. I was never left in the dark, they are excellent communicators with vast knowledge of the market. Three cheers for Patty and the team!!!"

"Great Experience!"

"A very detailed explanation of our loan process and smooth closing."

"There was too much confusion and disorganization within your organization. Clients were called to submit documents they had already submitted. Patty repeatedly passed the blame to her “team” without ever apologizing for a mishap. She never seemed to be in the office or know what was going on. We are so grateful to Mark who finally came through at the 11th hour so we could balance the CD and Close on time. He stayed late both Thursday and Friday nights and kept us posted on progress."

"Thank you and will be working with you soon :)"

"From the first phone call from Patty until the closing, Patty and her team were always available for questions, and proactively communicating next steps. By far the best home lending experience we have had! Can't recommend Patty and her team enough!"

"Very professional and worked hard to give us exactly what we needed! Thank you!"

"The team stepped up and did what was necessary in order to get to closing on time."

"Communication is outstanding. Every aspect of the process went very smoothly. Great group!"

"Very quick. I was in a jam since my house was not yet under contract & the closing date for my new house was a month away. Patty gave me a solution that worked great for me & turnaround was fast. Otherwise I would have had to start over. My current house is now set to close & i have a brand new one waiting for me thanks to Patty & her staff. Kudos to the builder for putting us together."

"Felt like questions were not answered"

"Everyone was very helpful and respectful."

"The team was very responsive to all my questions. I felt they kept me informed as we moved thru the process. Very competent and knowledgebable in the mortgage business. Mark made me feel like a valued customer."

"Worked to identify the needs of the clients.....set a plan to make it happen....and Closed on time :)"

"Awesome service! This is my second time to have had the pleasure to work with Patty and her experienced team. Thank you Patty!"

"Constant communication."

"Patty was so accommodating and knowledgeable during the entire process."

"Friendly, fast efficient and informative"

"Patty and her team are just fabulous and extremely helpful, knowledgeable, and a pleasure to work with!"

"Patty and her team made our move stress free and kept us informed throughout the process. We couldn’t have asked for a better experience!"

"Every question was gladly answered. All emails and calls were promptly returned."

"When you're buying a home, you want a great team on your side. Patty and her team are the best! You won't be disappointed."

"Patty’s competence. She guided us every step of the process and got us a great rate."

"Patty is a truly amazing person and a pleasure to work with. So helpful though out the entire process of buying a home. If you do not use them for your next house you are missing out."

"Fantastic Team!!!"

"I appreciate the quick service."

"The thorough communication, efficiency and positive attitudes are what made my experience great."

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"Patty and her team have been absolutely incredible! They made my family's dream come true and got us into our first family home. None of this would have been possible without them!! They were always there when I had questions and held our hands throughout the whole thing. They made our first homebuying experience incredible! They are miracle workers and they listen to their clients wants and needs. I highly recommend them to anyone! THANK YOU FOR EVERYTHING Patty and team!!"

"If you rent, listen up! Patty knows exactly what she is doing and is able to walk through the home loan process in a way that is simple to understand for those of us that secretly fear the unknown in buying a home. If you do not have the time in your busy life to understand how to transition from a renter to a home owner, let Patty help you. I cannot tell you how freeing it is to own my future and pave the way for my daughter's future. Call Patty today!"

"The team was professional and very efficient! They answered all questions and kept us updated through the whole process."

"Patty's team was excellent, and Patty herself was always checking in during our search for a new home. Questions were readily answered and calls were promptly returned, and they can close as fast as just about anyone. Overall it was great working with the Thrive team!"

"We love working with Patty. She is helpful, professional, and trustworthy. We've worked with her for several years when buying and refinancing- she always makes the process as easy as possible for us."

"Patty is awesome! Great!!"

"It is so comforting to have a resource like Patty. She's unbiased, and forth right in her advice. She's not the type of person that is trying to make a buck at any cost. She cares and she'll show you what you need to know to make a good decision. She and her team are timely, cooperative, and on top of their game. This is my third transaction with her and her team. They are awesome. Totally the reason I keep coming back. -"

"Sure, Quit being condescending in your remarks and taking credit for something that you didn’t do, people can see through that and it turns off"

"What a great experience. As a listing agent, its rare to really be in the loop with the lender. We truly appreciate all the updates Patty supplied us with. Best experience we've had with a lender from the listing side in my 8 years."

"My suggestion would be better communication throughout the process. Buying a house can be stressful and without thorough communication it can cause much more, unneeded, stress and anxiety as you move through the process."

"The overall team was very helpful in getting the process completed on in a short time frame. This was helpful considering we had to move in the house in less than 3 weeks."

"From the very first phone call that was made, Patty and her team were amazing. She went through all of the may details that come with securing a home loan. She made sure that all of my questions were answered and she worked diligently to make sure that we obtained the best loan for our family. Her and all of her team were professional, courteous, and had open communication during the entire process. I highly recommend Thrive Mortgage for your home loan needs!"

"Patty, Dwight and the entire Thrive team made sure I had all my ducks in a line and closed on time! Their team was constantly in contact letting us know what the next step is. I am 100% happy with my Thrive team. Thank you Patty! Thank you Dwight! Thank you Thrive!"

"Great communication, on the ball, and made us very confident that Patty and team would get the job done"

"Patty saved a deal for me when a lender couldn't get a bridge loan complete on a buy/sell. Her and her team got my client's file on the 15th of the month and still managed to close on the 27th! Amazing service!!! Kim Taylor, Team Lead Kim Taylor Real Estate Group"

"The team worked incredibly hard and exceeded our expectations for our closing timeline."

"Patty move the process along quickly while communicating continuously throughout the various stages of the loan."